Cash Converters My Loans 8.7.0

Cash Converters My Loans provides a convenient and secure platform for managing existing Cashies Personal Loans, Pawnbroking Loans, or Buybacks in one centralized location. With My Loans, users have the flexibility to check due dates, verify loan amounts, make payments, and access other relevant information round the clock.

• Personal Loans Features:
• View loan details
• Check upcoming payment schedules
• Access repayment timelines
• Review transaction history
• Obtain loan payout quotes
• Initiate loan applications
• Track application statuses
• Facilitate repayments, additional payments, or complete loan settlements
• Review and update personal information

• Pawnbroking Loans and Buybacks Functions:
• Review active loans
• Monitor upcoming due dates
• Facilitate interest payments*
• Review and update personal information

For personalized assistance or technical support, please reach out via email at [email protected].

*Interest payments available at select stores only.

^Buybacks are exclusively applicable in Tasmania.

FEE DISCLOSURES

The minimum term for our Personal Loans is 2 months with a maximum term of 24 months. Small Personal Loans incur a 20% Establishment Fee and a monthly fee of 4%, calculated based on the borrowed amount. For example, a small loan of $1,000 over 9 months carries total fees and charges of $560 (1 x $200 + 9 x $40), leading to a total repayment amount of $1,560 spread across 8 monthly payments of $195.

Medium Personal Loans entail a $400 establishment fee and interest set at 48% per annum. As an illustration, a medium-sized loan of $3,000 borrowed over a year would result in an average total payable amount of $4,258 (including a $400 establishment fee), distributed over 11 monthly payments of $387.10. Small Personal Loans (SACC) do not carry an Annual Percentage Rate (APR), while the maximum APR for Medium Personal Loans (MACC) is capped at 144.02%.